50/50 Structure Payment Plan

Payment Plan Structure

Owning real estate shouldn't require sacrificing your momentum. The 50/50 Structure Payment Plan lets investors secure property ownership with half down and channel the remaining half into long-term investments through our Investment Unit model—so your capital keeps working while your asset appreciates.

Overview of the Private Offering

  • Purpose: Make quality real estate accessible while compounding capital through long-term investments.
  • Structure: Pay 50% of the property price upfront; allocate the remaining 50% into WBC Community Investment Units.
  • Outcome: Immediate ownership stake plus a diversified position in our long-term investment programs.
  • Availability: Offered under WBC Community's private offerings to qualified investors.

How the 50/50 Structure Payment Works

  • 50% upfront: Pay half of the property's purchase price to secure the asset.
  • 50% via investment units: The remaining half is fulfilled by purchasing Investment Units tied to our long-term programs.
  • Capital alignment: Your unit allocation aims to generate returns that help offset and ultimately complete your overall property obligation.
  • Clear milestones: Defined vesting, distribution windows, and performance reporting keep progress transparent.

Investment Unit Details

Think of Investment Units as the engine that powers the second half of your acquisition. They're standardized, trackable allocations into WBC Community's long-term investment programs.

  • Unit size: Standardized denominations designed for flexible allocation across properties and programs.
  • Unit pricing: Pegged to the remaining 50% requirement, allowing you to match units to your property's balance.
  • Unit allocation: Units are assigned to diversified long-term strategies within WBC Community's portfolio.
  • Earnings and distributions: Units produce periodic distributions per program terms, which are applied toward your outstanding balance or paid out, depending on your selection.
  • Vesting and liquidity: Structured vesting schedules with defined liquidity windows ensure stability while offering planned access to capital.

Key Attributes at a Glance

Attribute What it means Why it matters
Unit denomination Standard size for allocation Simple, scalable commitments
Unit pricing model Linked to the remaining 50% Transparent cost-to-balance mapping
Distribution cycle Periodic per program Predictable cash flow planning
Vesting Program-specific schedule Long-term capital discipline
Liquidity windows Defined access periods Managed flexibility

Source: Internal WBC Community program terms and offering documents.

Benefits

  • Dual value creation: Immediate ownership stake plus long-term investment growth working in parallel.
  • Lower capital barrier: Start with 50% down without delaying entry into appreciating assets.
  • Portfolio diversification: Units spread exposure across multiple long-term strategies.
  • Compounded momentum: Potential unit returns can help offset the remaining property balance over time.
  • Transparent structure: Clear unit pricing, schedules, and reporting reduce guesswork.

Eligibility and Onboarding

  • Qualified investors: Offered under WBC Community's private offerings; eligibility and accreditation may apply.
  • Due diligence: Review property terms, unit documents, risk disclosures, and performance histories.
  • Subscription process: Execute property agreement and unit subscription simultaneously for a seamless close.
  • Ongoing reporting: Receive property updates, unit statements, and distribution notices on a regular cadence.

Example Scenario

Property Structure:
  • Property price: $400,000
  • Upfront payment (50%): $200,000
  • Investment Units (remaining 50%): $200,000 allocated into long-term programs via Units
  • Distributions: Periodic unit distributions are applied toward the property balance per your election, with reporting provided each cycle.
Result:
  • Immediate: Ownership stake secured with 50% down.
  • Ongoing: Units work to generate returns that can help fulfill the remaining 50% while your property appreciates.

Frequently Asked Questions

How are Investment Units applied to my property balance?

Mechanism: Distributions from Units can be directed to reduce the outstanding property balance according to your selected application method.

Can I choose different programs for my Units?

Allocation: Yes, Units can be diversified across available long-term strategies subject to offering terms.

What happens if distributions vary over time?

Performance: Returns are program-dependent and not guaranteed; schedules and reporting keep you informed to plan accordingly.

Is there a minimum entry requirement?

Thresholds: Minimums may apply for both property type and Unit subscriptions; see offering documents.

Can I accelerate completion of the remaining 50%?

Flexibility: Additional Unit purchases or direct payments can be applied per agreement terms.

Next Steps

  1. Request offering documents: Property term sheets, Unit subscription agreements, risk disclosures, and reporting schedules.
  2. Confirm eligibility: Complete the investor qualification process for private offerings.
  3. Structure your allocation: Define your upfront payment, Unit amount, and distribution application method.
  4. Close and monitor: Execute agreements, receive confirmations, and begin periodic reporting.

Ready to Explore the 50/50 Payment Plan?

Whether you're looking to secure real estate ownership while maintaining investment momentum, or want to diversify across multiple long-term strategies, our 50/50 Structure Payment Plan offers flexibility and transparency.

Contact our investment team to request offering documents and confirm your eligibility for this exclusive private offering.